About A.M. Franklin Group Health Insurance

Offering affordable Group Health Insurance

Our Mission

To provide employers with an array of group medical / dental, stop loss products and services that will assist them in controlling the high cost of employer sponsored medical / dental programs. We will continue to develop new products and health management tools in our quest for perfection.

We value long term relationships. Integrity is the cornerstone of our business.

William G. McKelvey

AMF Risk Management Solutions was established in 1981 by William G. McKelvey, its president and CEO. AMF was originally established as an MGU sister company to Medical Claims Service, Inc. (MCS). AMF successfully managed stop loss reinsurance for MCS since 1982.

On January 1, 2003 AMF began underwriting stop loss insurance to selected TPA's brokers / consultants over employer sponsored ASO plans administered by BCBS and other major insurers. AMF has grown in excess of 70% in the past twelve months and has established itself as the premier underwriter of group medical stop loss. We employ only the best qualified underwriters who utilize our extensive database of PPO values to provide best possible rates to our clients.

We believe that our TPA experience and innovative products and services sets us apart from other MGU's and insurers. We welcome your inquiries.

William G. McKelvey
President

E. bmckelvey@amfrms.com

What is Aggregate Stop-Loss Insurance?

Specific Stop-Loss insurance covers individuals just like a high deductible plan. Aggregate stop-loss covers the entire group for an amount under the specific limit. As an example: a group with 25 employees with a $5,000 deductible would have $125,000 worth of exposure if all employees filed a maximum claim amount. The aggregate policy can limit this risk to something more manageable like $50,000.